SPRINGFIELD, Ill., July 1, 2025 – Joni Klemesrud, owner of Reiter Insurance LLC, was named Horace Mann’s Rookie of the Year for 2024. She also earned Million Dollar Round Table (MDRT) membership for her outstanding life and financial services sales. MDRT is a global, independent association of the world's leading life insurance and financial services professionals from more than 700 companies in 80 nations and territories. Klemesrud, who serves educators and school employees in Des Moines and the